Getting more from your $ with Woolworths Rewards
Firstly, if you are not in Australia yet, grab an Airalo E-Sim for your journey over and first few days.
There is a cost-of-living crisis. Prices have exceeded pay increases by a large margin in recent years but fear not.
Woolworths Rewards Extra will help: Use this to get every person over 18 in your household their own rewards card/account with the Rewards Extra program. These links will get you a free month. You will get you a unique barcode/ account number.
Without paying for Rewards Extra, every time you shop and scan your barcode at any Woolworths group shop you will get one reward point (or $0.005) per $1 you spend. You can use them as follows:
- Get $10 of your next shop for every 2000 points you collect
- Convert them into air miles
To get more value, upgrading to Rewards Extra for just $70 gives you so much more:
- 10% of a shop every month up to $500 (max $50 off)
- Minimum of 2 x points ($0.01) for every $1 you spend
- Personalised promotions and points boosters on your regularly purchased items such as:
- Buy brown bread and get 30 extra points
- This weekend get 5 x points if your shop is over $300
- Buy 2 cases of XXXX at BWS for a bonus 1000 points
- Free products
Paying $70 per annum will save you 10 times that with your 10% off purchases, free items and by collecting points faster.
An amazing hack you can pull off with Rewards Extra is, if you are shopping with your partner/friend or have a 2nd/3rd 10% off (see below) is to do a large bulk over $500 shop early in the month. Scan your barcode and tell the checkout assistant to stop once the bill reaches $500. Ask them to take 10% off the bill, you only pay $450 and accrue 2000+ points with your double points and boosted app offers. ($10 banked for December or off next shop)
Now scan your partners/friends rewards barcode (or your own again if you have a 2nd/3rd 10% off) and put the rest of the shopping through. You will get 10% or $50 off that bill also and possibly another $10 banked.
If the 2nd part of your shop will be over $500 also, repeat the trick with a partner/friend or if you have a 3rd 10% off.
To get max value try to only use your 10% off, on shops as close to $500 as possible.
But…. Why just get one 10% off per person per month?
Woolworths will also give you an extra 10% off a shop per month if you have a mobile.everyday plan with them! They are basically Telstra contracts called something else and sold by Woolworths. (You just need Rewards Extra 1st to link it!)
Take out a plan asap, sort out the mobile app and link it to your individual rewards cards for a second 10% off a shop, every month.
The discounts on grocery shopping you get from the second 10% a month will cover 100% of your mobile.everyday annual costs. (Which is also tax deductable if used mostly for work)
For an extra 4000 Everyday Rewards points ($20 off a future shop or banked for December). Link your Everyday Rewards card and use code F7AC6A in the offers tab once you’ve activated.
But…. Why just get two 10% off per person per month?
If you take out insurance with Woolworths you will get another 10% off per month. (You need Rewards Extra 1st to link it!)
But now you need to get creative if married/de-facto or have 18+ people at home to get one each:
- One of you gets the car insurance as main driver
- One of you gets the contents, travel or pet insurance policy
- If any of your kids drive, they take their own cover
Note: Woolworths insurance isn’t always the cheapest policy available in a comparison search. But it could be with $600 of discounts. Make sure the policy suits your needs and excess tolerance prior to factoring in discounts. Once you have maximised 3 x 10% offers (each if applicable) then other insurance providers may be more cost effective for other insurance needs.
Overall, you can save $1800 per person over 18 in your household a year on groceries. Build up over $1000 to use in December or come off shopping throughout the year with double points and boosters.
But…. Why pay 100% of the bill after each 10% off?
Use GIFT CARDS to get more off!